Max Contribution To 529 Plan 2024. Since each donor can contribute up to $18,000 per beneficiary, a married couple can. In 2023, you can contribute up to $17,000 to a 529 plan ($34,000 as a married couple filing jointly) and qualify for the annual gift tax exclusion, which lets you avoid the gift tax.

However, there are rules regarding 529 plans you should know about, including 529 contribution limits, which differ based on where you live. This amount varies by state;